Wednesday, October 12, 2016

6 Productivity Apps to Achieve Success in Business

There are many factors that lead to achieving success in business. In today’s world, with all of the wonderful technology available at our fingertips, certain apps built for productivity help us achieve meaningful, lasting success.

Today, we will take a look at our favorite productivity apps. By incorporating these apps into your workflow, you’ll be able to boost productivity while building a stable, effective system for success.

Todoist is a useful, powerful and effective task management system. If you have a difficult time managing daily tasks, this program will help right the ship and get you back on course. We like this application because it was designed with excellence in mind. But it is also very minimalist. This simple program makes it easy to create color-coded task lists, email tasks, delegate assignments, and much more. Quite frankly, it’s one of the best productivity applications that you’ve probably never heard of.

Clockspot is an online productivity app that offers a wide range of effective features. It grants company employees the ability to “clock in” and “clock out” from anywhere, as long as they have access to the Internet and an approved phone or web browser. Other great features include: tracking employees in real time; generating detailed payroll, overtime, and time off reports; review/approve timesheets online, view real-time online task feed, and much more. This application is so much more than a simple time tracking program. Time tracking is definitely one of its best functions, but it also helps manage payroll, delegate tasks, manage projects, and much more all in one simple to access location.

Casual.PM is an amazing willbusiness tool that makes project management easier than ever. It provides a visual and collaborative way to work together as a team. It’s often difficult to get a new project up and running in the beginning, but Casual helps to visually connect everyone involved while making it easy for the entire team to know what’s going on at any time.

Sunrise, the next productivity app on the list, was specifically designed to make your calendar look much brighter on every one of your favorite devices. The app takes your calendar and then beautifies it. Not only that, it can also effectively sync with other devices in real time while making interaction a breeze. It’s perfectly suited to Android devices, iPhones, and the web.

Evernote is a favorite productivity app of ours. It truly is the greatest tool available for storing and sharing documents, files, information, images, notes and so much more. It’s the perfect place to store information that you may need to reference while on the go. It even has many wonderful search features that make it easy to pull up precisely what you’re looking for at any time. In truth, this app has helped revolutionize many businesses. And if you use it to its fullest potential, it can also help revolutionize yours too.

Wakie makes it easy to begin waking up each day with a dedicated purpose. This exciting app creates the greatest way you’d ever imagine to wake up! When it’s time to finally get out of bed and begin your day, you will hear an alarm on your phone. You then have to pick up your phone, and somebody located anywhere in the world will be on the other end waking you up via telephone call. The person calling has one minute to get your lazy butt out of bed. Once the minute is up, the conversation will shut off. It’s really cool because you have fun and interesting people waking you up in the morning from anywhere and everywhere around the world!

Being more productive and managing business related responsibilities is a cinch now that you have the tools to tackle the toughest tasks. Begin incorporating all six of our favorite productivity apps into your daily routine. Your life and business will forever change for the better!

Tuesday, October 11, 2016

Do I File for Bankruptcy or Divorce First?

Are you ready to file for bankruptcy? Is a divorce filing also looming on the horizon? Getting this right all comes down to timing. This critical factor will play a role in whether you file bankruptcy or divorce first. Please continue reading to find out if you should file for divorce before or after a bankruptcy filing.

Divorce and Bankruptcy: How Do They Affect One Another?

Generally speaking, going through the bankruptcy process should take precedence over filing for divorce. If you were to file for bankruptcy while the divorce proceedings were already underway, it would seriously delay things and make it impossible for the divorce to go through. By filing for bankruptcy ahead of the divorce, the distribution of liabilities and assets can successfully be completed without bankruptcy barriers barring your path.
Most people would prefer to get a divorce and file bankruptcy at the same time. Unfortunately, because of the information that we just shared with you, you now know that this is impossible to accomplish. Since bankruptcy has a direct effect on a person’s personal debt, this will also have an effect on the way that debt is handled during the divorce proceedings.
A final piece of the puzzle is in regards to the way that the bankruptcy court will treat your income. Income is treated differently depending on varying factors that include whether you are divorced, separated, or currently married.

Why Should I File for Bankruptcy First?

Are you still on good terms with your spouse? If so, then filing for bankruptcy ahead of divorce mediation is the best potential solution for all parties involved. You can file jointly, and this allows all of your current debt to be addressed as one bankruptcy case.
Why is this the right choice?
Simply put, by filing jointly, you can get rid of all of your joint debts together. The other possibility is that you may even increase your exemption amounts.
If one spouse is considered the breadwinner in the marriage, this is also a helpful solution because it gives that spouse a better chance of qualifying for Chapter 7 bankruptcy.
Qualifying for Chapter 7 bankruptcy is important because it helps get through the process quickly. As a matter of fact, the entire bankruptcy will be over and done with within 90 days. By going this route, you and your spouse will have the opportunity to eliminate all of your unsecured debt. Instead of having this huge problem hanging over your head during the divorce proceedings, there will be nothing left to fight over as far as unsecured debt is concerned.
Filing Chapter 13 bankruptcy, on the other hand, will make both parties responsible to complete a repayment plan. This can cause further complications during a divorce and even prevent the division of assets by sale.
Once bankruptcy is finished, you can initiate a divorce without any further delay.

Why Should I File for Divorce First?

It might make sense to file for divorce first in certain situations. One situation is when the marital income levels are so high that you will not qualify for Chapter 7 bankruptcy.
As an example, let’s assume that you make less money than your spouse. If this is the case, you personally might be able to qualify for Chapter 7 bankruptcy. In this case, you’ll be able to eliminate all of your debt without filing Chapter 13 bankruptcy. By avoiding Chapter 13 bankruptcy, you also avoid years of paying down old debt via the repayment plan.


All in all, choosing to file for divorce before bankruptcy should be based on your personal situation. In most cases, filing for bankruptcy jointly with your spouse is the best choice for everyone involved.

Learn to Decorate by Mixing Vintage and Modern Decor

Letting your decor mix and mingle creates a wonderful, warm ambience when blending the old with the new. It’s best to create a harmonious relationship between all design elements when unifying modern and vintage decor.

One way to mix the old with the new is to decorate your home with furnishings from different eras. Many furnishings from different times can share the same space as long as the design elements are relationally harmonious and share something in common.

Old furnishings can once again become new after enough time has passed and the design style begins trending again. You can take an old piece and keep it the way it is. Figure out a way to give it a new purpose. Or you can modify it slightly or dramatically to create an entirely different look and feel.

Do you want to know something really exciting? Opposites definitely attract when bringing together vintage and modern furnishings and designs.

How to Decorate When Mixing Vintage and Modern Decor

As you are about to learn, there are certain rules to follow when mixing modern and vintage interior design and furnishings. There’s so many interesting things that you can do.

As an example, when fixing up your kitchen, you can add modern kitchen faucets in conjunction with retro kitchen cabinets, vintage wall clocks, and old-school napkins and straw dispensers. The plethora of options will seem endless.

In an effort to help you create a beautiful home with pieces that share a harmonious relationship and cohesive elements, we’ve put together a list that will make decorating this way easy to accomplish.

Our unique list includes the following suggestions:

·        Updating vintage furniture – it’s easy to create cohesion with older designs and new trends by giving old-school furniture a major makeover. Do you have an old armchair that would go perfect in your living room with a few minor design upgrades? Consider reupholstering it with modern, geometric, and bold patterned fabric. Do you have a vintage thrift store lamp that doesn’t quite go with the interior design that you had in mind? Think about painting it and use bold, bright colors to help add some sunshine to an otherwise drab room.
·        Using unifying elements – when bringing vintage and modern decor together, it’s best to create unity by using color to bring the room together. Many vintage and modern pieces of furniture contain similar color schemes and design elements. They are often made of neutral hues like gray, white, black, brown, and beige, and many of them blend together effortlessly. As far as accessories go, make sure you mix new and vintage items that contain similar color schemes. This way everything will match and your home will look absolutely fabulous.
·        Repurpose vintage items – on occasion, you’ll find incredible treasures in the trash. Feel free to repurpose vintage items and turn them into modern decor. As an example, you may come across an old trunk somewhere in your travels. You may not need a trunk, but you can repurpose it and turn it into a chic coffee table. The possibilities are endless.

Decorating by mixing modern and vintage d├ęcor is easier than you think. Please use these suggestions the next time you have to tackle this time-consuming and trying task.